Welcome Benefits
Welcome gift of 5,000 miles as a welcome bonus, which does not expire; on paying the joining fee for Axis Bank Miles and More World Credit Card from Lufthansa Group.
Interest Free Period
Payment Gateway
Joining Fee(once)
Annual Fee(2nd year onwards once)
Rs. 3500
Add-on Card Fee
Annual Fee Waive off
3,000 miles for the annual fees.
Cashback
Nil
Rewards
4 award miles for every Rs 200 spent (Unlimited and No mileage expiration).
Milestone Benefits
Nil
Fuel Surcharge Waiver
Nil
Dining
Minimum 15% off on dining restaurants via EazyDiner.
Movie Benefits
Nil
Lifestyle Benefits
Nil
Travel Benefits:
Nil
Lounge Benefits
For Domestic – 16 complimentary lounge access (MasterCard Lounges) per year (4 per quarter).
For International Lounges – 2 per year with the Priority Pass card (issued automatically on activation of the Credit Card).
Hotel Benefits
Nil
Insurance Benefits
Complimentary insurance cover by Axis Bank (Delay/Loss of Checked-In Baggage, Purchase Protection, air accidents, lost card or credit shield).
Concierge Benefits
24×7 Dedicated Concierge Service by Axis Bank.
Health Benefits
Nil
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 500) of the cash amount
Card Replacement Fees
Nil
Charge slip Retrieval Fee
Waived
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Waived
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
1.5% or Rs. 250 whichever is higher
Finance Charges
3.6% per month (52.86% per annum)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Outstation Cheque Fee
Waived
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1515
Payment of Customs duty
N/A
Priority Pass Lounge Charges
N/A
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% capped at Rs. 1,500 per transaction
Reward Points Redemption Fee
Nil
Any Other Charges
Nil
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.