EazyDiner IndusInd Bank Platinum Credit Card
Card Intro
Welcome Benefits
500 EazyPoints as welcome bonus and 3 months EazyDiner Prime membership worth INR 1,095.
Interest Free Period
20 to 50 Days
Payment Gateway
Visa
Card Fees
Joining Fee(once)
Nil
Annual Fee(2nd year onwards once)
Nil – LTF card (Life-Time Free)
Add-on Card Fee
Nil
Annual Fee Waive off
Nil
Card Features, Rewards and Benefits
Cashback
Nil
Rewards
2 Reward Points on every INR 100 spent, except on Fuel.
0.7 Reward Points on Insurance, Rent, Utility and Government spends.
2X EazyDiner’s EazyPoints for using Credit Card.
Milestone Benefits
2000 Reward Points upon spending Rs. 30,000 every 90 days (Dining spends would not be considered).
Also 3 months EazyDiner Prime membership renewal upon spends of Rs. 30,000 in 90 days.
Fuel Surcharge Waiver
1% for transactions between Rs. 400 to Rs. 4000.
Dining
Up to 20% off(Max Rs.500) on paying via EazyDiner PayEazy.
Movie Benefits
Nil
Lifestyle Benefits
Nil
Travel Benefits:
Nil
Lounge Benefits
–
Hotel Benefits
Nil
Insurance Benefits
Yes, reporting unauthorized transactions within 48 hours of loss/theft of the card. (Cover benefit equal to credit limit)
Concierge Benefits
Nil
Health Benefits
Nil
Card Charges
Cash Payment fees at branches
Rs.100
Cash Withdrawal Fees or Cash Advance Fees
2.5% (Min. Rs. 300) of the cash amount
Card Replacement Fees
Rs. 100
Charge slip Retrieval Fee
Rs. 300
Cheque Payment Fee
N/A
DCC Markup Fees(Dynamic & Static Currency Conversion Markup Fee)
1% on International transaction
Duplicate Statement Fee
Rs.100 per statement (beyond last 3 months)
Emergency Card Replacement (When Abroad)
N/A
EMI Processing Fees
Rs. 249
Finance Charges
3.83% per month (46% per annum)
Foreign Currency Transaction fee(Forex Charges)
3.5% of the transaction value
Late Payment charges
Nil if Total Payment Due Up to Rs. 100
Rs. 100 if total payment due is between Rs. 101 – Rs. 5,00
Rs. 350 if total payment due is between Rs. 501 – Rs. 1,000
Rs. 550 if total payment due is between Rs. 1001 – Rs. 10,000
Rs. 800 if total payment due is between Rs. 10,001 – Rs. 25,000
Rs. 1100 if total payment due is between Rs. 25,001 – Rs. 50,000
Rs. 1300 if total payment due is greater than Rs.50,000
Outstation Cheque Fee
–
Over Limit Fees
2.5% of the over limit amount (Min Rs. 500)
Payment (cheque/ECS/NACH/Auto Debit Reversal) Dishonor Fees
Rs.250
Payment of Customs duty
N/A
Priority Pass Lounge Charges
$27 per person per visit + taxes
Railway Tickets Surcharge
As prescribed by IRCTC / Indian Railways
Rental Transaction Fee
1% per transaction
Reward Points Redemption Fee
Rs. 100
Any Other Charges
Balance Enquiry Charges on Non IndusInd Bank ATMs – Rs. 25
Terms & Conditions!
* Goods & Service Tax(GST) applicable on all fees, interest and other charges. All fees, charges, rewards, or any other terms can change at any time. Always read the Terms and Conditions on the Bank’s page.